Nighttime view of Singapore skyline with Marina Bay Sands and other skyscrapers over water and city lights.

Bridging Capital and Humanity

The Capital Cloud

Cover of a book titled 'The Capital Cloud' by Fannie Huang. The cover depicts a man in a dark coat looking at a city skyline at dusk, with a large cloud in the sky and illuminated buildings reflected in the water.
A painting of a man and a woman standing by a railing, looking at a city skyline during a sunset, with the title 'The Capital Cloud' and the author's name 'Fannie Huang' displayed.
A city skyline at dusk with buildings illuminated, the Marina Bay Sands hotel with three towers and a boat-shaped top in Singapore, and the ArtScience Museum. Overlaid with Chinese text and English subtitles reading "The Capital Cloud" and "Fannie Hu
A woman in a red dress holding a champagne glass stands on a balcony overlooking a city skyline at sunset with the title 'The Capital Cloud' and author 'Fannie Huang' written in the image.
A woman in a red dress walking through a luxurious, gold-accented corridor with large windows overlooking a city skyline at sunset.
A woman in a white wedding dress standing on a balcony overlooking clouds and mountains at sunset, with text in Chinese and English that reads 'The Capital Cloud' by Fannie Huang.

About the Novel

Shanghai, 1995. On the coldest night in China’s financial history, the "327 Treasury Bond Incident" destroyed the country’s largest brokerage firm. A debt was written in blood.

Singapore, 2026. Thirty years later, CFO Jian Yiyun has built an empire for the man who betrayed her mentor. But when a mysterious USB drive surfaces, the ghost of 1995 awakens.

The Capital Cloud is a razor-sharp thriller about the cost of ambition and a woman who refuses to let the truth fade

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A man in a suit standing on a balcony overlooking a city skyline at sunset, with tall buildings and a body of water reflecting the city lights.
A woman wearing a red traditional Asian dress with embroidered flowers, sitting at a dining table with wine and water glasses.

Meet the Author

Fannie Huang

Author of "The Capital Cloud" | Finance Practitioner

Fannie Huang is a Singapore-based finance professional and a passionate storyteller. With over two decades of experience in cross-border capital markets, she approaches her daily work in IPOs and M&A with the discipline typical of her Capricorn nature.

When the markets close, writing becomes her sanctuary. Her debut novel, The Capital Cloud, explores the 1995 "327 Treasury Bond Incident" and the hidden history of Asian capital.

She writes not to conquer, but to remember.

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